Which type of insurance is generally not associated with construction projects?

Personal health insurance is generally not associated with construction projects because it provides coverage for medical expenses for individuals rather than protecting a business or a specific project. In the context of construction, various types of specialized insurance address the unique risks associated with construction activities.

General liability insurance protects contractors against claims of bodily injury or property damage that may occur during the course of a project. Builder's risk insurance specifically covers damage to the construction project itself, including materials and equipment, while it is still under construction. Workers' compensation insurance is critical in the construction industry as it provides benefits to workers who are injured on the job, ensuring they have access to medical care and compensation for lost wages.

By contrast, personal health insurance does not apply to the operational risks specific to construction projects and therefore is not typically included in a contractor's insurance portfolio for managing project-related risks.